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Fintech ventures are arising everyday, it is a huge opportunity that entrepreneurs have seen to provide the market solutions in the finance industry that is highly competitive, not only by other companies but people as individuals as well.

In a previous post we saw how the creation and investment of venture capital has had an accelerated growth worldwide and in Latin America for this industry.

And it was to be expected given that the action field and sub-industries in this category is truly broad. In Fintech we can find loans, accounting solutions, personalized finances, financial infrastructure, banking, payments, investments, and currencies, coins and Blockchain that are the ones we are most interested in this post.

What is the current landscape of online currencies and Blockchain?

Worldwide today, cryptocurrencies are in the fourth spot of the fintech sector with the greatest growth after finance and loans, payments, and e-wallets.

Even though not solving (in first sight) first hand needs as loans and payments do, have become the present and future of transactions and have already started to have an impact on the other finance sub-sectors.



Is not only shown by the sector’s studies at a statistical levels, but we can also see it in the following chart by Coin ATM Radar, displaying the amount of cryptocurrencies ATMs in the world.



As far as Latin America, Mexico leads with more than 80, nonetheless the rest of Latin America currently has for the most part ATMs classified for cryptocurrencies and bitcoins.

How is Latin America doing in terms of recognition and growth of Blockchain and cryptocurrencies?
Even though all Latina America is for the growth of the Fintech Industry, countries such as Argentina, Mexico and Colombia are leading the way.

Additionally, the creation of the first civil association for the development of the bitcoin community is highlighted, for the first time in Latin America and the only one globally.

According to studies, the growth of this sub-sector year-to-year is 16%, a gigantic opportunity that will continue developing and in which Newtopia will continue supporting the entrepreneurs on their mission to devise market solutions.

Fintech Companies Latam


Defi bank focus on improving the financial inclusion for the GenZ. Financial industry doesn’t know anything about Genz and there´s a 2.5B billion market worldwide.

Ubanku, starts being the first step of the financial life for them, with a frictionless marketplace that can save money with a cashback of products and services of the university life, access to micro loans, all this, while they learn about finance, this allow us to create an innovating score system to connect GenZ with other financial products.

Ubanku Website


Creditop is a loan aggregator that processes any credit request by centralizing lenders and connecting customers with their ideal loan.

We have disbursed +$7.5M in mortgages, car and personal loans with a profitable pricing model in each transaction.

Our mission is to improve life quality through credit efficiency in LatAm. Founders:

Creditop Website.


Ini, a SaaS and white label fintech platform that allows any -wannabe fintech-company to scale their own payment network and expand their ecosystem into new markets and territories without losing the core focus of their businesses even when there is no connectivity access.

Inipay ́s IP tech (POS terminals + alternative connectivity) is also an enabler to reach new markets and niches such as events, concerts, stadiums, national parks, tourism and hospitality.

INI Website


Aviva is an AI startup following a unique approach to unsecured and productive credit for the underserved communities in Mexico.

Now imagine you are an unbanked person and all that you need to do for getting your first loan is having a face-time call. They have a great experience building Konfio (Mexican Unicorn). Founders:

Aviva Website


A digital financial services platform for Bolivia, Paraguay, Ecuador and Peru; where the vast majority don’t have access to financial services or are drastically underserved by traditional banks.

Koban allows users to perform an array of financial services including online and offline payments, money transfers, budgeting tools and credit solutions, among other services for consumers and SMBs in the region.

Koban Website.


Zenpli is an infrastructure focused SaaS working on putting a stop to the KYC and fraud challenge in LatAm.

Through 1-single integration, LatAm fintechs and other digital innovators seamlessly onboard more good customers by accessing best-in-class data across all domains and running accurate end-to-end identity decisions supported by advanced models that are hard to spoof.

We’re rolling our product with Mastercard in Mexico in Q4 2022 with the potential to generate ~500k in ARR over the next 12-months.

We’re backed by The Fintech Fund, Ralicap, Amador, Newtopia and world-class angels and advisors from C-level and VPs at Socure, EPAM, Konfío, R2 and

Zenpli Website.


Kashin (YC S22) is Square with working capital for micro-merchants in LATAM.

We control risk with collaborative credit scoring and our vision is to become the primary financial platform for the masses.

Before Kashin, the founders led Cabify, the largest regional Uber competitor, and grew it from 0 to $50m in annual revenue.

Kashin Website


Buy now, pay later without credit cards.

WIBOND is a digital payment method to pay in small installments and without the need of a credit card.

It shows the best payment options according to each customer’s possibilities so they can enjoy their favorite products.

Wibond Website.


Tapi is a Fintech B2B. Next-generation API-first network for billers, partners and their clients to re-envision the way bills get paid in LATAM.

Tapi Website


Z1 is the Brazilian Gen Z neobank, where teenagers and young adults can begin their journey to financial independence.

Through Z1’s banking app, users can send and receive money from parents, employers or clients from their side gigs, as well as spend the money through a physical and virtual card.

Z1 Website


BOTIN is an investment super app and a one stop shop to trade traditional and non-traditional assets; its vision is to make the wealth generation tools of the 1% available to all.

Through its Neo broker stock trading app gives users a simple and direct access to invest in different assets across multiple industries and territories (e.g., ETFs and stocks from USA, real estate, crypto, tokens, and others).

BOTIN is focused in helping 300 million people in Spanish speaking Latin America to protect their savings and have an option for retirement.

Botin Website


YUNO wants to bring to Latin American companies an easy online checkout solution that solves the pain point of managing multiple payment methods, as well as fraud detection tools, which can be costly and painful to manage.

Yuno Website