Completing the DeFi credit market.

Exactly is going to be a decentralized, autonomous, non-custodial and open-source protocol that will bring the missing link to the DeFi credit market, enabling users to frictionlessly exchange the time value of their assets at a fixed or variable interest rate.
The protocol will enable users to take loans and make deposits at a fixed interest rate under various maturity dates through the interaction with Fixed Rate Pools representing different terms. Fixed interest rates will be determined based on the specific utilization rate at the time of the transaction.

We believe that blockchain technology combined with the Internet's infrastructure and smartphone distribution is key when building the future finances.

While the short term focus is to bring fixed income solutions to DeFi, the team’s long term vision is to connect DeFi to the legacy financial world.